I've been searching for tires and really want to stay with Toyo M/T in a 35x12.50x22 but the load rating is only 2835 lbs. Should I be concerned with this load rating? Other options are 325/50/22 Toyo AT2 or Nitto Trail Grapplers with a load rating of 3305 lbs. I do not tow very often and about the only thing I tow is a friend of mine's boat sometimes which weighs around 5000 lbs. Any input is appreciated.