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Message: [QUOTE="tbsimmons, post: 1332914, member: 2026"] If they screw with you too much. In CA they have to give you replacement value, not KBB value so tell them to total it then. They will tell you KBB value but they are lying, its in the department of insurance. The smell, well thats entire interior which is not cheap. Tell them to replace it not clean it. They will bitch and complain but if you read your policy with state farm or department of insurance you have to approve the repairs. Also you have to approve the way they are repairing the truck. I went through this years ago when a lady ran a red light and hit me in one of my cars. State Farm will try and get out of it the cheapest like all the stealing insurance companies. Don't let them bully you. I have had State Farm for years and even then they try and get out the cheapest. Who is your agent? They don't really deal with it and claims does. But if your agent if pretty cool then they will give you advice. If they don't, time for a new agent. [/QUOTE]

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