i'd still go with the bigger wheel regardless simply because of backpressure reasons. The 65 wheel is going to need a gate, whether the housing is internally gated or an external gate, which you said you dont really want to do. internally gated housings are EXPENSIVE, and im not sure of many internally gated t4 housings, if theyre even available.
I would also look into a 63/68/83 from bullseye, that thing should spool stupid fast with matts pipes, and the 68 wheel is a clipped wheel so it flows really wheel and still spools fast. While paired with a 475 that setup should be good for 700 easy with those 200s