Buying tips for brand new truck?

[6.0Dually]

Bringing this back up. So I what are the chances of getting financing for a truck that's 40k putting down 7.5k with a credit score of 676?

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[RedRice589]

I put down 5k and had a 656 got mine done. But I use the same bank every time.

 

[Strokin&Smokin]

Bringing this back up. So I what are the chances of getting financing for a truck that's 40k putting down 7.5k with a credit score of 676?

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Local bank or credit union and your good to go.

 

[6.0Dually]

I put down 5k and had a 656 got mine done. But I use the same bank every time.

What kind of payment did you end up with?

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[RedRice589]

Like 870 a month 9%interest. But they're all different mine is for 5 yers though.

 

[WHY NOT]

Like 870 a month 9%interest. But they're all different mine is for 5 yers though.

Holy crap. 9% on a vehicle. That's nuts.


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[O2ShootTheJ]

Anyone know of any left over duallies that dealerships are really trying to get rid of? Needs to be pretty loaded and would prefer a f450

 

[Strokin&Smokin]

Like 870 a month 9%interest. But they're all different mine is for 5 yers though.

Good god man that's damn near a house note.

 

[MINK]

You guys are crazy! I wouldnt pay 5% on my 08!!

 

[Strokin&Smokin]

Credit union 1.9%

 

[O2ShootTheJ]

0%

buy in cash

 

[RedRice589]

Yes I know got in a hole from my '08 and needed to swap just made a little change this past month so in a year from my finance date I will refinance and get it back down. My '09 was at 3.6% but I was having issues getting all of it financed. Long story short I eat the interst and write it off and make the damn payment. In my business you just gotta go make some more money and deal with it.

 

[RedRice589]

Good god man that's damn near a house note.

It happens no house in my near future so I pay a big truck payment. Horse trailer is paid for and camper is almost paid for. Ran out of money so I had to do it. I move every 6 months and not always to the same place so I do what I have to do lol

 

[bigrpowr]

0%

buy in cash

i went to buy mine in cash, but they had a $1500 FOMOCO discount at 1.9% , and i can pay off in 90 days. so i pay a few hundred in interest for 3 months and gain an extra $1190 . i paid the maximum down. worked out great !!

 

[O2ShootTheJ]

That's smart thinkin!

 

[bigrpowr]

That's smart thinkin!

gotta thank bwilliams at sunrise for that one. btw , he will beat any price and drop ship. hes worth a shot if you dont find what you want locally.

 

[PTSUPERD]

gotta thank bwilliams at sunrise for that one. btw , he will beat any price and drop ship. hes worth a shot if you dont find what you want locally.

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